Credit cards with travel benefits from Bank of America® can help you get closer to your upcoming getaway. We have a travel or cruise line credit card that’s perfect for you, whether you want flexible travel points, cruise rewards, vacation packages or air miles. Apply for a Bank of America travel rewards visa signature online right away to start organizing your upcoming vacation.
For travelers who wish to avoid paying an annual fee, the Bank of America Travel Rewards visa signature card is a respectable flat-rate rewards card. It’s perfect for infrequent travelers who only take a few trips annually and want to earn rewards on all of their purchases, not just travel-related ones. You won’t need to tailor your spending to any one category because this travel rewards credit card has a flat rewards rate and isn’t linked to certain hotels or airlines. You may book your travel with any provider and receive a statement credit.
Additionally, compared to cards from other issuers, Bank of America visa signature have a broader definition of travel, enabling you to get statement credits for expenditures made at campgrounds, travel agencies, zoos, art galleries, and more. However, you may also exchange your points for a statement credit that can be applied to dining expenses if you have temporarily shelved your travel plans.
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Pros and Cons Bank of America Travel Rewards Visa Signature
Pros:
There aren’t any yearly or foreign transaction fees to reduce the value of your rewards.
Compared to many other rewards cards, the long introductory APR on purchases and debt transfers provides a lot more breathing room.
As a Preferred Rewards member, you may increase your rewards rate by up to 75%, making it one of the most lucrative flat-rate travel cards available without an annual charge.
You can use its flexible points to pay for a wide range of dining and travel expenses, even if the transactions are more than nine months old.
Cons:
In comparison to competitor cards, the 2,500 point minimum redemption requirement for travel or cash back (worth $25) is significant.
Offers some of the best travel-related redemption coverage, but if you aren’t a Preferred Rewards member, the rewards rate is minimal.
Traveling is less convenient than it may be with other cards due to the limited travel perks.
Bank of America Travel Rewards Credit Cards Offers
Rewards rate: 3X points on purchases made in the Bank of America Travel Center, and unlimited 1.5X points on all other transactions.
Welcome offer: If you spend $1,000 within the first 90 days of opening the account, you’ll receive 25,000 bonus points worth $250 toward travel purchases.
Annual fee: None
Purchase intro APR: 0 percent Intro APR for 18 billing cycles
Balance transfer intro APR: On debt transfers made during the first 60 days, there is a 0% Intro APR for 18 billing cycles. (3 percent fee applies)
Regular APR: 17.49 percent to 27.49 percent variable APR
Current Welcome Offer by Bank of America Travel Rewards card
If you spend at least $1,000 on qualifying purchases within 90 days of opening the account, Bank of America will give you 25,000 bonus points. These points will be worth roughly $250 in statement credits that can be used for travel. This welcome bonus is generous given that there is no annual charge for this credit card.
A $250 value is a little bit more than what you’ll find with some other cards without an annual charge. Other cards may offer bigger sign-up bonuses, but they frequently include annual fees that will reduce your benefits.
Remember that the Bank of America Travel Rewards card may require you to spend twice as much to be eligible for an additional $50 in rewards while some rival cards just demand a $500 purchase to obtain a $200 bonus.
How You Earn from Bank of America Travel Rewards Credit Card?
With the Bank of America Travel Rewards credit card, all purchases will earn 1.5X points indefinitely. Through the Bank of America Travel Center, you can also earn 3X points on purchases of other items in addition to travel.
If you already have an eligible account with Bank of America, the Travel Rewards card has an advantage over similar rival cards thanks to the Bank of America Preferred Rewards program. Depending on the status tier you currently hold, you can receive a bonus of 25% to 75% of the points you spend. The result is that Platinum Honors Preferred Rewards members can earn up to 2.62X points on all transactions and up to 5.25X points on purchases made at the Travel Center.
Since competing cards normally cap rewards at 2X on all spending and 5X on equivalent travel portal purchases made through the issuer, the Travel Rewards card may be an especially good offer given these rates.
Bank of America® Travel Rewards
Offer of 25,000 online bonus points with no annual charge and a $250 value.
There are no annual fees or foreign transaction costs.
Earn 1.5 points for every $1 spent on any purchases made anywhere, at any time, and your points never expire. Determine rewards
With no restriction dates, use your card to schedule your vacation however and wherever you like, then use your statement credit for future travel and eating expenses to pay yourself back.
For purchases made within the first 18 billing cycles and for balance transfers completed within the first 60 days of opening your account, there is a 0% intro APR. When the introductory APR offer expires, a variable APR that ranges from 17.49% to 27.49% will take effect. All balance transfers are subject to a 3% charge.
Members of Preferred Rewards receive 25–75% more points for every dollar spent. In other words, you may receive 1.87 to 2.62 points for every dollar you spend, wherever.
Not registered? When you apply right away, you can benefit from this deal.
Bank of America® Premium Rewards®
Offer of 50,000 online bonus points, worth $500.
Low annual fee of $95 and absence of any transaction fees
Earn infinite points that never expire, with 1.5 points for every $1 spent on all other purchases and 2 points for travel and eating.
Receive up to $200 in combined TSA PreCheck®/Global Entry statement credits and airline incidental credits. In addition, you’ll have access to world-class travel benefits including concierge service, luxury hotel collection, and purchase and travel protections.
Redeem your points for cash back, deposits into Bank of America® checking or savings accounts, credit to Merrill® accounts that are eligible, including 529 accounts, statement credits on your credit card, gift cards, and purchases at the Bank of America Travel Center. Preferred Rewards members earn 25%–75% more points per purchase. This means that for every $1 you spend on dining and travel, you could get 2.5–3.5 points, whereas for every $1 you spend on everything else, you could earn 1.87–2.62 points.
Not registered? When you apply right away, you can benefit from this deal.
Bank of America® Premium Rewards® Elite
Offer of 50,000 online bonus points, worth $500, with a $550 annual fee and no fees for international transactions.
Earn an infinite amount of 1.5 points for every $1 spent on all other purchases, and an unlimited amount of 2 points for every $1 spent on travel and dining. There is no cap on how many points you can collect, and they never expire.
Members of Preferred Rewards receive 25–75% more points for every dollar spent. In other words, for every $1 you spend, you may get 1.87 to 2.62 points on other purchases and 2.5 to 3.5 points on travel and eating.
Receive up to $550 in combined TSA PreCheck®/Global Entry, lifestyle statement, and airline incidental credits. Additional features include a full-service concierge, access to airport lounges, first-rate hotel amenities, and purchase and travel protections.
You get to pick how you’ll be rewarded. Redeem your points for gift cards, cash back, statement credits, unique experiences, or vacation. Additionally, when you use the Bank of America Travel Center to pay using points, you can save 20% on airfare.
When you apply right away, you can benefit from this deal.
Bank of America® Travel Rewards for Students
Start constructing your financial future.
There are no annual fees or foreign transaction costs.
Earn an infinite 1.5 points for each dollar spent on any transactions made anywhere, at any time, and there is no expiration date for points. With no ban dates, use your card to schedule your trip however and wherever you like, then pay yourself back with a statement credit for travel and eating expenses.
After spending at least $1,000 in the first 90 days of your account creation, you’ll get 25,000 bonus points online.
For purchases made within the first 18 billing cycles and for balance transfers completed within the first 60 days of opening your account, there is a 0% intro APR. When the introductory APR offer expires, a variable APR that ranges from 17.49% to 27.49% will take effect. All balance transfers are subject to a 3% charge.
When used correctly, a credit card can help you establish a credit history, which may be beneficial when applying for a job, flat, or even a car loan. Free access to your FICO® Score is available through your mobile banking app or online banking.
When you apply right away, you can benefit from this deal.
Alaska Airlines Visa®
Limited Time Online Offer: Get 70,000 bonus miles plus Alaska’s Famous Companion Fare™
Low $95 annual fee and no foreign transaction fees
Get 70,000 Bonus Miles after spending $3,000 or more within the first 90 days of your account opening, with Alaska’s Famous Companion FareTM starting at $122 (a $99 fare plus taxes and fees starting at $23). Additionally, each year that you use your card to make at least $6,000 worth of purchases, you can commemorate your account anniversary with Alaska’s Famous Companion FareTM.
Any cardholder who uses their card to pay for flights, as well as up to 6 extra guests flying on the same reservation, are eligible for a free checked bag. NEW! Additionally, when you pay for your flight with your card, you’ll get priority boarding, allowing you to get to your seat more quickly.
For every $1 spent on qualified Alaska Airlines purchases, you can earn an infinite 3 miles. NEW! For every $1 spent on qualifying purchases of petrol, cable, streaming services, and local transportation, including ride-sharing, you can earn an unlimited 2 miles. Earn 1 mile for every $1 spent on any other purchases indefinitely. NEW! Additionally, if you have a qualifying Bank of America® account, you can earn a 10% rewards bonus on all miles accrued through card transactions.
Flexibility when using points or a companion fare on Alaska Airlines flights with no blackout dates.
When you apply right away, you can benefit from this deal.
Free Spirit® Travel More World Elite Mastercard®
Online Offer: $100 in Companion Flight Credit and 50,000 Bonus Points
The first year’s introductory annual cost is zero dollars. Thereafter, it costs only $79
Earn three points for every dollar you spend on qualified Spirit items, two points for every dollar you spend on eating and grocery purchases, and one point for every dollar you spend on other purchases.
After spending $1,000 or more within the first 90 days of opening your account, you’ll receive 50,000 bonus points and a $100 companion flight voucher.
When you spend at least $5,000 in the year before the anniversary, you’ll get a $100 companion flight voucher.
No cap on the number of points you can accrue, no expiration of points as long as your card account is active, and no fees for redemption as the primary cardholder.
When you apply right away, you can benefit from this deal.
Allegiant World Mastercard®
Online Offer: 15,000 bonus points
Low $59 annual fee
Winner: Best Airline Credit Card, USA Today’s 10 Best Readers Choice Awards!
Online Offer: After you spend $1,000 or more in purchases during the first 90 days of opening your account, you will receive 15,000 Bonus Points, which are worth $150 off a future Allegiant flight.
Purchases made through Allegiant earn three points for every dollar spent, while dining purchases that qualify earn two points for every dollar spent.
No ban dates, limits on where you can go, or minimum number of points to be redeemed.
When you apply right away, you can benefit from this deal.
Royal Caribbean Visa Signature®
Online Offer: 10,000 bonus points
No annual fee and no foreign transaction fees
After making a qualified purchase within the first 90 days of account opening, receive 10,000 MyCruise® bonus points worth $100 in onboard credit.
Earn two MyCruise points for every dollar you spend with Royal Caribbean® and our sister company, Celebrity Cruises®, on eligible purchases.
For every $1 spent on any other purchases, earn one MyCruise point.
Use your points to book cruises with Royal Caribbean® and our sister company, Celebrity Cruises®, and to receive onboard credits and room upgrades.
When you apply right away, you can benefit from this deal.
Norwegian Cruise Line® World Mastercard®
Online Offer: 20,000 bonus points
No annual fee and no foreign transaction fees
Online Offer: If you spend $1,000 or more during the first 90 days of creating your account, you’ll receive 20,000 extra points. Enough to get a $200 onboard credit or a $200 discount on your subsequent Norwegian cruise.
Earn three World points for every dollar spent on Norwegian, two World points for every dollar spent on qualified travel and lodging, and one World point for every dollar spent on all other purchases.
Earn points and exchange them for a variety of prizes, including cash, gift cards, hotel stays, rental cars, and Norwegian redemptions.
On top of their normal earnings of 1 point for every $1, Preferred Rewards members receive a bonus of 25% to 75% points for every purchase.
Not registered? When you apply right away, you can benefit from this deal.
Celebrity Cruises Visa Signature®
Online Offer: 10,000 bonus points
No annual fee and no foreign transaction fees
After making a qualified purchase within the first 90 days of account opening, receive 10,000 MyCruise® bonus points worth $100 in onboard credit.
Spend $1 on eligible purchases with Celebrity Cruises® and our sister company, Royal Caribbean®, and get two MyCruise® points.
For every $1 spent on any other purchases, earn one MyCruise point.
Use your points to book cruises with Celebrity Cruises® and our sister company, Royal Caribbean®, and to receive onboard credits and room upgrades.
When you apply right away, you can benefit from this deal.
Frequently Asked Questions
1. Does Bank of America issue Visa Signature Cards?
The Bank of America® Customized Cash Rewards credit card is one of the Visa Signature credit cards that Bank of America does offer. Credit card with Bank of America® Travel Rewards, Credit card from Bank of America® with Premium Rewards®.
2. How does the Bank of America travel rewards card operate?
Your Bank of America travel rewards go toward statement credits on travel or dining purchases rather than being used to plan trips, so this card functions more like a specialist cash back credit card. If you belong to Preferred Rewards, you can increase your point earnings on every transaction by 25% to 75%.
3. What is the limit on Bank of America Travel Rewards credit card?
The Bank of America® Travel Rewards credit card normally has a minimum credit limit of $1,000, though suitable applicants may be granted substantially higher limits. Cardholders have reported limits as high as $50,000 on occasion.
4. What is the value of 25,000 Bank of America Travel Points?
25,000 online bonus points offer with no annual cost (worth $250)
5. Is it hard to get a Bank of America Travel Rewards card?
If more people could apply for the Bank of America Travel Rewards credit card, it would be considerably more enticing. Instead, for a fair probability of approval, you must have a credit score of 750 or above.
6. Do Bank of America Travel Rewards card points expire?
When points are exchanged for travel statement credits, they are individually worth one cent. Expire dates for Bank of America Travel Rewards? As long as your card account is active, points are valid; however, if your account is closed, any unused points will be lost.
7. Is Bank of America Travel Rewards card only for travel?
The Bank of America Travel Rewards Card offers statement credits that can be used to pay for flights, hotels, holiday packages, cruises, rental cars, baggage fees and restaurants, including takeout, with the points earned through the card.
8. Does Bank of America travel card have international fees?
You have the flexibility to travel abroad and spend money without being concerned about the extra expense of foreign transaction fees thanks to credit cards with no foreign transaction fees. Apply for a Bank of America® credit card with no international transaction fees to give your next vacation the best possible start.
9. How can I use my Visa travel rewards?
You arrange and pay for your journey with your credit card when you redeem your points as a statement credit. Once logged in, you can request to redeem your points for a statement credit or select a specific qualified transaction to have from your bill wiped in exchange for a specified number of points.
10. What is the interest rate on Bank of America Travel Rewards Visa Signature?
For purchases made within the first 18 billing cycles and for balance transfers completed within the first 60 days of opening your account, there is a 0% intro APR. Following the conclusion of the intro APR offer, a Variable APR that is now 18.24% to 28.24% will apply.
11. Can i book any airline with Bank of America travel points?
Although Bank of America doesn’t have any hotel or airline transfer partners, you can spend your points to directly reserve a flight, hotel room, or rental vehicle by selecting the “Travel” option in the first redemption menu. As with the other two options, the redemption rate is one penny per point.
Also Read: Bank of America Cash Rewards Visa Signature Card
Image credit: Bank of America
